Mortgage Financing Fort Myers
FAQ
Mortgage and lending frequently asked questions
How can I get started?
Fill out the form on the contact page or call Mortgage Fort Myers now to speak with a mortgage lending expert regarding your current circumstances.
What is the advantage of mortgage pre-qualification?
How long will the pre-qualification process take?
Getting pre-qualified for a home loan is usually very quick and easy. One to three days is the standard length of time it takes to obtain a pre-qualification letter.
What types of home loans does Mortgage Fort Myers provide?
Mortgage Fort Myers handles conventional loans, VA loans, FHA loans, and reverse mortgages are all available within our system. Have a question about another type of loan? Contact us and we will help you.
I currently rent. What are the advantages of buying?
The biggest advantage of purchasing your home over renting is that you are on a path to ownership. By obtaining a mortgage you are accumulating equity in your home on a regular basis. There are many other benefits as well. Please contact Mortgage Fort Myers to discover your options.
Can I get advice from an agent even if I'm not ready to apply?
Absolutely. We will do everything we can to get you the information you need to make an informed choice regarding your mortgage options. There is no pressure and you can take your time in making a decision. We are here to help.
What is private mortgage insurance (PMI) and am I required to carry it?
Generally speaking, PMI or private mortgage insurance is required when home buyers have less than 20% of the home’s purchase price at closing. PMI goes away after that threshold is met or exceeded.
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