Lending Fort Myers Homeowners Rely On

Apply for a Loan

Get things started by applying for a home loan today. It’s never been easier to apply for a mortgage than it is right now. Conventional home loans, including Fannie MAE / Freddie MAC, FHA-loans, and VA loans are all available, depending on your life circumstances and lending needs.

Get a Loan Estimate

When you apply for a home loan, your agent is required to give you what’s commonly referred to as a good faith estimate. This consists of a standard form which spells out the important details of the loan you have applied for. Your monthly payment amount, interest rate, and closing costs are some of the most important data contained within the good faith estimate. With this information in hand, you can make plans to find a home that fits your budget and lifestyle.

For people who wish to re-finance their current home, the process is a bit different. In this situation, you will need to establish your employment history, overall financial situation, and credit score. The cost of a re-finance loan include fees for the application, appraisal, and inspection. Keeping these things in mind as you move through the re-financing process can help things go more smoothly.